SPLAM steps up to address the initial challenge that foreigners, particularly expats, encounter when relocating to a new country—the language barrier.

Sitipay is more than just your typical finance app. It goes above and beyond the basic features found in everyday financial apps by offering industry-certified training to students on investing and saving. This prepares them for the real world beyond the confines of the university and empowers them to make the most of the app's capabilities.